According to the Reserve Bank of India, Tokenisation refers to the replacement of actual card information with an alternate code called the “token,” which must be unique for a combination of card, token requestor (i.e., the entity that accepts a request from the customer for tokenisation of a card and passes it on to the card network to issue a corresponding token), and device (referred to hereafter as “identified device”). Whereas, De-tokenisation is the process of converting a token back to actual card details.

  • What is Tokenisation
  • The Mechanism of Using Tokens
  • Reserve Bank of India Issued New Guidelines
  • Criticism Against the RBI’s Order

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